Introduction
Chase Freedom Unlimited is a popular credit card that offers cash back rewards to its users. The cash back calendar for 2024 has been released, and it is important for cardholders to understand how they can maximize their rewards. In this article, we will discuss the cash back calendar for 2024 and provide tips on how to make the most of your rewards.
What is the Chase Freedom Unlimited Cash Back Calendar 2024?
The Chase Freedom Unlimited cash back calendar for 2024 is a schedule of the types of purchases that will earn cardholders cash back rewards. Each quarter, the cash back calendar changes, and it is important for cardholders to understand what purchases will earn them the most rewards.
How Does the Cash Back Calendar Work?
Each quarter, cardholders can earn 5% cash back on up to $1,500 in combined purchases in bonus categories. The bonus categories for each quarter are listed on the cash back calendar. Cardholders can also earn unlimited 1.5% cash back on all other purchases.
The Cash Back Calendar for 2024
First Quarter
The cash back calendar for the first quarter of 2024 includes the following bonus categories: – Grocery Stores – Drugstores – Fitness Clubs Cardholders can earn 5% cash back on up to $1,500 in combined purchases in these categories from January 1st to March 31st.
Second Quarter
The cash back calendar for the second quarter of 2024 includes the following bonus categories: – Home Improvement Stores – Wholesale Clubs – Select Streaming Services Cardholders can earn 5% cash back on up to $1,500 in combined purchases in these categories from April 1st to June 30th.
Third Quarter
The cash back calendar for the third quarter of 2024 includes the following bonus categories: – Gas Stations – Select Ride-Sharing Services – Select Streaming Services Cardholders can earn 5% cash back on up to $1,500 in combined purchases in these categories from July 1st to September 30th.
Fourth Quarter
The cash back calendar for the fourth quarter of 2024 includes the following bonus categories: – Department Stores – Select Streaming Services – Wholesale Clubs Cardholders can earn 5% cash back on up to $1,500 in combined purchases in these categories from October 1st to December 31st.
Tips for Maximizing Your Rewards
Plan Your Purchases
To maximize your rewards, it is important to plan your purchases around the bonus categories. For example, if you know that the first quarter bonus categories include grocery stores, drugstores, and fitness clubs, you can plan to buy your groceries and health products during this time to earn the most rewards.
Use Your Card for Everyday Purchases
While it is important to plan your purchases around the bonus categories, don’t forget to use your card for everyday purchases as well. You can earn unlimited 1.5% cash back on all other purchases, so make sure to use your card for gas, groceries, and other everyday purchases.
Pay Your Balance in Full
To avoid paying interest charges, make sure to pay your balance in full each month. This will ensure that you are earning rewards without paying any extra fees.
Question and Answer
Q: What happens if I go over the $1,500 limit in bonus categories?
If you go over the $1,500 limit in bonus categories, you will still earn 1.5% cash back on those purchases. However, you will not earn the 5% cash back bonus on any purchases over the $1,500 limit.
Q: Do I need to activate the bonus categories each quarter?
Yes, you will need to activate the bonus categories each quarter to earn the 5% cash back rewards. You can activate the bonus categories through your Chase account or by calling the number on the back of your card.
Q: Is there a limit to how much cash back I can earn?
No, there is no limit to how much cash back you can earn with the Chase Freedom Unlimited card. You can earn unlimited 1.5% cash back on all other purchases, and up to $75 cash back on the 5% bonus categories each quarter.